A Study on the Problems Confronted by the D.C.C. Bs in the Recuperation of Agricultural Loans and Problems Faced by the Borrowers Acquiring Agricultural Loan through D.C.C. Bs in Western Odisha, India

District Central Co-operative Banks (DCCBs) are crucial for lending to the agricultural sector and related industries, serving as a centre of balance rural finance. The DCCBs had an impact on growth farmers in Western Odisha by altering crop patterns, increasing productivity, creating job possibilities, raising incomes, adopting new technologies. For present study Five were taken investigation study. analysis was based primary data that gathered 2020–21. Loan recoveries concern banks dealing with. In Odisha, disbursed loans more than 70% under category I (up 3 lakhs), 80% II (more according NAFSCOB report, research area, PACS "Kisan Credit Cards" methods used disburse farmers. Further revealed borrowers' biggest issue, which affected 77.6% them, delay loan disbursement, followed short repayment period, 73.2% them. least 48.4% technical advice from bank. main goals this examine variables influencing, issues faced Odisha.